full stack разработчик

Банк Русский Стандарт

Chief specialist of VIP-customers group service. Issuing and support credit cards Unit, Credit department

С 01.04.2011 по 01.04.2016 (5 лет)

- Preparation of analytical reports and taking decisions about issuing credit cards of VIP segment: Амех Platinum, Amex Centurion, МС Imperia according to liability limit; - Consideration of requests for credit limit changing on permanent or temporary base by cards: Амех Platinum charge, Amex Centurion, МС Imperia, co-brends Aмех and others in case и VIP segment VIP cards avaliable; - Consideration of requests for credit limit changing on charge products Amex, from authorization centers on-line; - Processing of customer applications for emergency card replacement (ECR technology) in case of loss when customer abroad; - Supporting of existing customer through vip-managers requests: providing information about amounts written back and unblocking amounts written back, approval of temporary limit change and increasing available balance to make a transaction, providing information about transactions on account and available balance; - Identification of fraud operations; - Maintanance of reporting statements; - Interaction with others bank’s units, participating in issuing and supporting credit cards. - Verify analytical reports made by another employees and approval with management - Performing the duties of supervisor in case of her absence - Prepairing of necessary reports for line manager and another parts, competent to request such information - Participation in developing of credit procedures

Банк Русский Стандарт

Chief specialist of VIP-customers group service. Issuing and support credit cards Unit, Credit department

С 01.04.2011 по 01.04.2016 (5 лет)

- Preparation of analytical reports and taking decisions about issuing credit cards of VIP segment: Амех Platinum, Amex Centurion, МС Imperia according to liability limit; - Consideration of requests for credit limit changing on permanent or temporary base by cards: Амех Platinum charge, Amex Centurion, МС Imperia, co-brends Aмех and others in case и VIP segment VIP cards avaliable; - Consideration of requests for credit limit changing on charge products Amex, from authorization centers on-line; - Processing of customer applications for emergency card replacement (ECR technology) in case of loss when customer abroad; - Supporting of existing customer through vip-managers requests: providing information about amounts written back and unblocking amounts written back, approval of temporary limit change and increasing available balance to make a transaction, providing information about transactions on account and available balance; - Identification of fraud operations; - Maintanance of reporting statements; - Interaction with others bank’s units, participating in issuing and supporting credit cards. - Verify analytical reports made by another employees and approval with management - Performing the duties of supervisor in case of her absence - Prepairing of necessary reports for line manager and another parts, competent to request such information - Participation in developing of credit procedures

Банк Русский Стандарт

Chief specialist, Corporate Products Unit, Retail Credit department

С 01.05.2010 по 01.04.2011 (11 месяцев)

- Taking decisions about approval applications for Premium segment credit cards; - Review of credit decisions according to office memorandum, received from the regions; - Identifying of fraud attempts and initiate preventive measures; - Writing of the conclusions about credit; - Cooperation with another units, participates in corporate sales project; - Control of daily performance, maintenance reports for credit decisions; - Comply of credit policy and procedures.

Santander Consumer bank ZAO

Senior Credit Initiation Officer, Credit & Risk Department

С 01.10.2009 по 01.02.2010 (4 месяца)

- Testing of the banking system to control of all stages applications for car loans passing, in compliance with banking rules, procedures and credit policy of the bank; - Taking decisions of approve applications for car loans; - Prepairing of necessary reports for line manager and another parts, competent to request such information; - Cooperation with another units for all questions appearing with fulfilment of main activity.

The Royal Bank of Scotland plc. (ABN AMRO Bank N.V. )

Senior Credit Initiation Officer, Credit & Risk Department (Consumer)

С 01.01.2008 по 01.08.2008 (7 месяцев)

- Management of verification process at Supervisor level - Daily distribution of documents and TAT norms control - Control of daily performance - Solution of non-standard situations in verification process - Produces necessary MI to various parties. Reporting appropriate information and statistics for Fraud Prevention and Credit Policy Managers - Maintenance and support the sales objectives within the defined area of decision making - Responsible for identifying local process improvement opportunities. Initiates and implements innovation and change as appropriate - Participation in Employee Engagement Team, creating and promotion of projects for employee motivation increasing

The Royal Bank of Scotland plc. (ABN AMRO Bank N.V. )

Credit Initiation Officer, Credit & Risk Department

С 01.05.2007 по 01.01.2008 (8 месяцев)

- Maintenance of efficiency and quality of credit decisions, exact execution of the Risk Rules procedures for credit decisions - Maintenance of service quality at the highest level during the applications processing and verification calls - Participation in setup and development of credit initiation processes according to the policies of Credit & Risk Department - Feedback and assistance in test and implementation of Credit Initiation procedures and IT systems for existing and new credit products - Execution of compliance related procedures during the initiation process - Start controlling of existing staff of Credit Initiation Unit at the Supervisors level in administrative part - Assistance in controlling and coaching of Credit Initiation staff for high performance and quality of results

ZAO KB Citibank

Credit analyst, Credit Cards Initiation Unit

С 01.01.2006 по 01.05.2007 (1 год 4 месяца)

- Analysis of the documents, provided by customers of Moscow, Saint-Petersburg and regions for receiving banking credit card, for originality and in accordance with acceptable credit criteria; - Monitoring accounts operations (for existing customers), with the object to perfomance credit obligations by another credit products, in case it available; - Calculation credit line and minimum payment in accordance with type of company, risk criteria and internal, external credit liabilities of the customer; - Analysis of information, provided by customer about himself and his employer through internal databases, in negative-lists in order to represent the facts, fraud, connection to international terrorist groups, in compliance with recommendations of Central Bank of Russia; - Compliance check; - Codification information in banking programs, indication verification calls, field verification to employer company; - Analysis of scoring results; - Taking decision about approval credit line.

ZAO KB Citibank

Database verification analyst

С 01.11.2004 по 01.12.2005 (1 год 1 месяц)

- Database verification, internet search: company check, telephone verification source, customer residence phone number; - Operations with databases applications; - Optimization of customer's information verification process.

Университет

Russian State University of Humanities

Родной язык

Русский

Иностранные языки

Английский

Ключевые навыки

• Работоспособность

• Обучаемость, ответственность.

• Знание документооборота (сопровождение отгрузки, сбор и подача документов на тендерную площадку, за

• Общение с людьми и коммуникабельность

Дополнительная информация

Skills: - Knowledge of PC: MS Office, Internet Explorer, Outlook Express, special banking programs (NAS, ODE, UWS, Diasoft, Score, Artbank), etc. - Strong analytical skills for carrying out consecutive credit analysis, evaluation of numerical activities - Ability to work with large information contents, to analize, make the conclusions and proposals; - Competent oral and written speech, analytical mindset, stress resistance - Ability to negotiate, business correspondence - Ability to quickly navigate difficult situations and resolve controversial issues - Strong management and leadership skills - Ability to work autonomously and in multitasking mode - Time-management Personal qualities: Responsibility, honesty, focus on results, self-discipline, self-motivation, striving for professional growth, high communication skills, attention to details Hobbies: Travelling, reading, long walks, cooking, stylist-image maker